Sunday, 27 July 2025

The bank loan 2 (M/F story)

I knocked on the door and entered Lucy's office, smiling as she blushed at the sight of me. She squirmed in her chair, and I wondered if it was from nervousness, or whether it was a reflex from thinking about the spanking I gave her the week before. I knew she couldn't still be sore, but a young lady who's received a hard, well-deserved spanking will often fidget for some time even after the marks have healed. "Hello, Mister Pierce," she said quietly.

"Hello, Lucy," I said, placing my briefcase next to the vacant chair in front of her desk. "Do you have good news for me?" Last week, I'd learned that Lucy had deliberately wasted a month of my time when I applied for a loan at her bank, misfiling my paperwork on purpose, as she secretly hoped I would spank her for it. In the end, I'd given her the long, hard, bare-bottomed spanking she'd asked for – but since I was so enraged at her for wasting my time, I'd also snapped a few pictures of her sitting on her desk with her legs spread and her moist sex on display. I gave her one week to fix the mess she'd made, and if she could, I promised to use a couple of the spanking paddles I made on her. If she couldn't, however, those pictures would be sent to her boss.

As I sat down, Lucy kept glancing at the briefcase, clearly worried about what was in there.

"You'll see what I've brought soon enough, young lady," I scolded, causing her to bite her lip. "Now, do you have good news for me or not?"

Finally tearing her eyes from the briefcase, Lucy pulled out a piece of paper from her drawer and handing it to me. "Here is the bank's offer. I think it'll be to your liking," she said, trying to sound professional, though there was a hint of nervousness – and possibly arousal.

I read through the contract, which turned out to be just what I'd wanted. It was incredible what could be accomplished with the right motivation. Nodding appreciatively, I signed it. Lucy breathed a sigh of relief and gave me a nervous grin as she signed on the bank's behalf. Five long weeks after I first entered her office, Lucy had finally given me what I wanted.

Now, it was time for me to give her what she needed.
"Stand up, young lady," I told her. Her face was pale as she rose to her feet. I beckoned her over with a crooked finger, and she inched closer, her face showing a mix of worry and desire. I opened my briefcase, pulling out one of my "Pierce's Punishment Paddles" products – a round leather paddle, about the size of a ping-pong bat. She bit her lip, looking nervously at the implement as I tapped it against my palm.

"You're using that on me?" she said quietly, both hands protectively clasping the seat of her pencil skirt.

"That's right, Lucy."

"Do… do I get a warm-up first?"

"This IS the warm-up." I tapped the paddle rapid-fire against my palm, grinning as she trembled and squeaked.

"It looks rather severe for that, sir," she mumbled.

"It's a lot less severe than what you're getting afterwards, I can assure you." For some reason, she failed to find this comforting. Noting her reluctance, I reached forward and took her hand. "Lucy, look me in the eyes and tell me that you don't deserve this punishment," I said gently.

She met my gaze, blushed, and glanced away.

"You agree that you deserve to be paddled for your behaviour?" I confirmed. "How about this: Look at me and tell me that you don't WANT to be paddled."

For several long seconds, she gazed into my eyes. Her mouth opened and closed, and she squirmed. Finally, she took a deep breath. "W-where do you want me, sir?"

I smiled at her, causing her to blush even more. "Place your hands on your head," I instructed. She obeyed, and my hands reached around to unzip her skirt. Her eyes met mine as I slowly slid her skirt to the floor, revealing a pair of pink cotton knickers – rather different from the black silk panties from the previous week. Her underwear soon joined her skirt on the floor, and I could see how wet she was getting already. She stepped out of her clothes, and I gently guided her over my lap.

I pushed her forward so that her hands touched the floor, but her feet would kick futilely in the air. Her pretty, pale posterior trembled beautifully as I gently tapped the paddle against her soft cheeks. "Are you ready for your paddling, young lady?" I asked.

"Yes, sir," she whimpered, shutting her eyes as she waited for the first painful smack. I did not leave her waiting long.

The paddle rose and fell, delivering a crisp smack to her waiting buttocks. Her eyes shot up, and she arched her back. "Oh!" She gasped. "That stings!"

"It's supposed to," I chuckled as I continued to paddle her. Lucy had told me last week that she'd never been spanked before, and as I watched her dance around on my lap to the tune of the paddle, she truly looked unused to physical punishment.

Her bottom was quickly turning pink under my rapid-fire strokes, and she was kicking her legs. It would not be long before she started crying. "You were curious about my paddles, weren't you?" I asked as I continued to spank her. "Does that satisfy your curiosity?"

"Ouch! It does, sir! Ow! It really does! I can't think of – No, not there! Not my sit spots! PLEASE!" She howled as the hard leather slammed down on the lower parts of the bottom. This was where she would really feel it when she tried to sit down. I looked forward to watching her squirm in her chair later – it would be almost as enjoyable as watching her squirm over my lap right now.

As I had predicted, the tears soon began to fall. Yelping and squealing, she promised to be a good girl and apologized for her misconduct.

A few minutes later, I decided it was time for a break. "Stand up, but do not rub your bottom," I warned. She rose to her feet, her hands clenching and unclenching as she struggled against the urge to soothe her burning backside. "Go stand in the corner, hands at your side." She gave me one last tearful gaze, hoping that I would have pity on her, but when she saw that I was unmoved she hastened to obey, planting her nose against the wall.

As I leaned back in the chair, grinning at the sight of the sniffling, red-bottomed woman in the corner, I reached into my briefcase to pull out something else – a bottle and a plastic wineglass. I intended to celebrate the signing of the contract and the paddling of a beautiful rear end. At the sound of the champagne cork popping, she spun around, but I glared at her. "Nose in the corner," I scolded, and she immediately turned around again.

I don't know how many people have tried drinking champagne while sitting and watching a beautiful woman, naked from the waist down and sporting a bright red bottom, sniffle in the corner as she reflects on the paddling she's just received and worries about the one she's about to receive, but I heartily recommend the experience.

Eventually, I decided she'd had enough time to calm down. "Come out of the corner, Lucy," I told her. She'd taken her corner time well; her hands had stayed at her sides, and she'd only turned around once – I would not punish her for that small mistake, since the sound of the champagne popping must have come as a surprise. "You've done very well so far, but it's time for the proper paddling."

"Yes, sir," she whispered. She nodded towards the champagne bottle. "May I have some, sir?"

I shook my head. "Champagne is for good girls, Lucy."

"I'm thirsty, sir," she mumbled. I could easily believe that, with the number of tears she had shed. Fortunately, I was prepared, pulling out a water bottle from my briefcase and handing it to her. "Thank you, sir," she said quietly, taking a deep draught.

I placed the small leather paddle back in the briefcase, pulling out the large holed wooden paddle I intended to use next. Her eyes widened as she spotted it, and she let out a horrified squeak. "Sir!"

"You wanted to sample my products, didn't you?" I said, tapping it against my palm. "That's why you were acting like such a brat? Well, this is one of my most sold items. Stings like crazy and can really make a young lady think twice before misbehaving again." I grinned at her. "As you're about to find out."

Her eyes were wide, and she shook her head, but she was dripping down her thighs as she stared at the wooden implement.

"Bend over the desk and grab the other side," I ordered. She did as instructed. Standing next to her, I tapped the paddle gently against her sore cheeks. "I'm going to give you six," I told her. "You will count each one and thank me. If you rise or forget to count, I repeat the stroke. Is that clear?"

"Yes, sir," she whispered.

I gave her a few more gentle pats, smiling as I watched the goosebumps form on her bare bottom, before I drew back the paddle and let it swing.

The first stroke fell, the hard wood flattening her buttocks. "Ow! One! Thank you, sir!" She howled.
    
The second swat was even harder, the marks showing clearly against her red bottom. Tears began dripping down on the desk below her. "Two, thank you, sir!"

I cracked the paddle down a third time, and she screamed. I was relieved we were alone in the building, as the noise could have led to some awkward questions. "T-three. Thank you, sir," she sobbed.

The fourth stroke was on top of the first, causing her to flop like a fish on the desk, but she managed not to rise. "Four!" She hissed, mumbling "Damn, that stings… " Remembering just in time, she called out "Thank you, sir!"

I raised the paddle again, giving her a low swat that covered her sit spots. I wanted her to remember this paddling for a long time. "Five! Owie, owie, owie!" I could see her knuckles turn white as she clutched the end of the desk, holding on for dear life. "Thank you, sir!"

"Last one," I whispered gently, rubbing the paddle in circles on her bruised bottom before finally letting her have it.

"Six! Oh god, oh god! Thank you, sir!" She broke down sobbing, and I helped her up, giving her a hug.

"You were very brave, and you took your paddling well. Good girl," I said, rubbing her back and running my fingers through her hair as she sobbed against my shirt. After a few minutes, she calmed down slightly, and I filled a glass of champagne for her.

We toasted in her office, and she gave me a warm smile. Then, a thought struck her. "Those pictures you took…"

"I will delete them," I assured her.

"Could you send them to me first?" I raised an eyebrow, and she smiled. "I want them as mementos – to remind me of my very first spanking."

"Of course," I told her. "Anything else you want?"

A blush covered her cheeks. Her face was almost as red as her bruised bottom. "Umm… remember last week… when you saw how wet I was…" She swallowed. "I asked if you were going to…"

"And I told you no."

"No – you said 'not today'. Those were your words." She bit her lips. "But that was a week ago. So…" She blushed too hard to finish her sentence.

I smiled. "It will be my pleasure. And yours too."

I placed the grinning lady face-up on her own desk, her legs dangling down. She spread her legs as I began to lower my own trousers, ready to enter her.

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